Crocker Liu

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• 5 min read

  First-time buyers avoid overpaying for homes, then quietly overpay for the mortgage.

  Sumit Agarwal

  Sumit Agarwal

  Low Tuck Kwong Distinguished Professor at NUS; ex-Georgetown and Chicago Fed; author of Kiasunomics; leading researcher on household finance and real estate.

  

  Crocker Liu

  Robert A. Beck Professor at Cornell (Hotel Administration) and real estate scholar; ex-NYU Stern and ASU; former co-editor of Real Estate Economics; research in real estate finance, governance, valuation.

  +3

  Crocker Liu Walter Torous Vincent Yao

  Feb 1, 2026